Home coverage answers in 5 minutes.
Compare options for your home without the phone calls, the sales pitch, or the paperwork rabbit hole.
No credit card required · Free to start · Setup in minutes
Dwelling
$420k
Deductible
$1,000
Liability
$300k
Personal
$80k
Your matches
3 licensed partners
Quote ready
3 options found for your home
Just now · No calls scheduled
Product preview
See your policy dashboard
Everything in one place — your coverage, payments, and options, always a click away.
Welcome back
254 Chapman Rd, Newark DE
Current coverage
$420,000
Dwelling · Replacement cost
Monthly premium
$74
Next charge Aug 1
Renews in
284 days
Auto-renew on
How it works
Three simple steps
Tell us about your home
A few quick details — address, home type, year built. That's it.
Home type
Year built
See what you may qualify for
We check licensed partners and show you real options in seconds.
Checking 12 licensed partners…
Pick what works (or walk away)
No obligation. Choose an option or close the tab — that's it.
Savings estimator
Calculate your savings
Drop in a few details about your home and current premium — we'll estimate what you could save by comparing licensed partners.
Your details
Tell us about your home
How we calculate this
We estimate a market premium of ~$42/mo per $100k of dwelling coverage, and assume comparing licensed partners saves ~17%. Recommended personal property is $65k per household member. Real quotes may vary.
Your results
What we're seeing
Estimated market premium
Based on typical partner quotes
Potential coverage gap
Recommended personal property: $195k
Estimated savings
Live estimate$1/mo
About $12 per year vs. your current premium.
Features
Everything you need in 5 minutes
A calmer way to shop coverage — built around real homeowners, not call-center quotas.
Compare multiple options
See several licensed carriers side-by-side, ranked by price and coverage.
Cornerstone
Best value
$74/mo
Beacon Plus
Most coverage
$89/mo
Meadowlark
Highly rated
$96/mo
No spam calls
We don't sell your number. Browse quotes in peace — talk to someone only if you want to.
No calls scheduled
Your number stays private
Works for any home type
Single-family, condo, townhouse, or new construction — we'll match the right coverage.
Licensed partners only
Every option comes from a vetted, state-licensed provider with strong claims history.
Cornerstone Home
Licensed in all 50 states
Free for homeowners
No fees, no obligation. You only pay if you decide to buy coverage.
Your total today
$0.00
About 5 minutes
The whole process takes minutes, not hours — no paperwork rabbit hole.
Pricing
Plans that fit your coverage needs
Sample coverage tiers homeowners compare on 5 Minute Policy — pick the protection level that feels right for your home.
Essential Cover
A lighter option for condos, townhomes, and smaller properties.
- Dwelling coverage up to $200K
- $1,500 deductible
- Personal property protection
- Liability coverage $100K
- 24/7 claims support
Home Shield
Balanced coverage that fits most single-family homes.
- Dwelling coverage up to $400K
- $1,000 deductible
- Personal property protection
- Liability coverage $300K
- Loss of use included
- Water backup coverage
Complete Guard
Extra protection for larger homes and valuable belongings.
- Dwelling coverage up to $750K
- $500 deductible
- Personal property protection
- Liability coverage $500K
- Identity theft protection
- Equipment breakdown coverage
No hidden fees · Cancel anytime · Quotes are free
What homeowners say
Real people, real five-minute wins
"I finally stopped putting this off. Answered a few questions and had three real options in front of me — no one called me at dinner."
Marcus H.
Raleigh, NC
"I liked that I could just look. There was no pressure at all, and the plan I picked ended up being $22/mo less than what I had."
Priya S.
Denver, CO
"Straightforward, fast, and refreshingly boring — in the best way. Exactly what shopping for insurance should feel like."
Dana R.
Tampa, FL
About us
A simpler way to shop coverage
We're a small team that got tired of how complicated it is to shop for home insurance — endless forms, pushy calls, and fine print you'd need a law degree to read.
So we built something simpler: a friendly way to see what you might qualify for, on your own time. No jargon, no pressure — just a clearer picture of your options in about five minutes.
FAQ
Common questions
Is this really free?+
Yes. There's no cost or obligation to use 5 Minute Policy — you only pay if you decide to buy coverage through a partner you choose.
Will I get spam calls?+
No. We don't cold-call, and using the site doesn't sign you up for unwanted calls. You're in control of when — or whether — to talk to anyone.
Are you an insurance company?+
No. We're a comparison and referral service. Any coverage is provided by the licensed partner you choose, not by us.
How do you choose partners?+
We work with licensed providers and review them for reliability and customer experience, so the options you see come from vetted sources.
What happens after I pick an option?+
A licensed partner follows up with the details. There's no pressure to proceed — you can walk away at any time.
Ready to see your options?
About five minutes. No phone calls. No obligation.
Free for homeowners · Licensed partners only